Critical Illness

Health is wealth. To maintain and enjoy a fulfilling lifestyle you and your family needs to be healthy. We all take our health for granted, not realizing that with our hectic schedules, a fast-paced life and demanding lifestyles, chances of health hazards have increased substantially. A (chronic or terminal) health problem can result in a sudden financial burden.

A critical illness doesn’t come with medical and hospital expenses alone (direct medical expenses), but also have an adverse effect on your work, resulting in temporary loss of income. Adamjee Life offers a complete protection plan that covers you against 21 critical illnesses for a longer period, by providing you with the necessary financial assistance, irrespective of your actual medical expenses.

o 5 years


Critical Illness: Sum Assured is paid if insured survives for at least 20 days after diagnosis of, or surgery for any of the following diseases:
o Cancer
o Heart Attack
o Stroke
o Coronary Artery Bypass Surgery
o Kidney Failure
o Major Organ Transplant
o Multiple Sclerosis
o Dementia inc Alzheimer’s Disease
o Aorta Surgery
o Benign Brain Tumour
o Blindness
o Brain Surgery
o Coma
o Deafness
o Heart Valve Surgery
o Loss of Speech
o Loss of limbs
o Major Burns
o Motor Neurone Disease
o Paraplegia/Paralysis
o Parkinson’s Disease
o No benefit is payable in respect of a critical illness diagnosed or operated for within a waiting period of 90 days from commencement or reinstatement.
o Permanent Total Disability on Accident or Sickness – Any Occupation – Waiting Period of 30 Days: Sum Assured is paid after PTD has lasted uninterrupted for six consecutive months.
The ADAMJEE LIFE critical illness plan is a “Health Care” Plan that gives you:
• Long term coverage against 21 critical illnesses.
• On diagnosis of any of the covered critical illnesses, the critical illness sum insured will be paid. Thus, this plan
  provides you the freedom to choose the best possible health care available.
• The benefit amount received can be used for medical expenses and will act as a supplement to your income
during your treatment period.
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