Accidental Hospitalization

Health is probably the most important factor in leading a happy life, but accidents and mishaps are also realities that have to be faced. It is very logical for a person to have a plan to counter such unfortunate eventualities. No matter how terrible it sounds accidents and injuries are as much a part of everyday life as eating or sleeping, it can be ignored but not avoided.
Accidents or hospitalization of a loved one not only brings emotional stress but financial hardships as well.
Adamjee Life’s Accidental Hospitalization and Death Cover Plan provides you with peace of mind and takes care of your monetary requirements during such hard times. So that you can maintain your lifestyle while we manage your medical expenses.

o Minimum Entry Age: 18 years (Age nearest birthday)
o Maximum Entry Age: 59 years (Age nearest birthday)

A fixed daily hospital allowance is paid to the insured in-case of hospitalization due to an accident, irrespective of any hospital (whether private or government). Three different daily coverage plans are offered that can be used to maintain daily expenses or cover for the loss of income during hospitalization.

In the unfortunate event of an accident resulting in the death of the insured an amount of Rs. 200,000, Rs. 500,000 or Rs. 1,000,000 is paid depending on package selected.

Double daily benefit is given incase the insured has to be admitted to ICU


The plan offers a free-look period of 14 days, in which you can cancel your policy by contacting Adamjee Life, and have your premium refunded.
ADAMJEE LIFE Accidental Hospitalization and Death Cover Plan is Secure Plan that gives you:
o Different Premium paying options subject to minimum acceptable premium limit prescribed.
o Hospitalization Coverage up to 180 days.
o 14 day free look period, allowing full premium refund incase of cancellation within the specified time.
o Double benefit in case of ICU confinement.
o Accidental Death Coverage.
o No medical examination necessary.
o Daily payouts of Rs 2,000, Rs 5,000 or Rs 10,000 to meet your daily expenses.
Age —————– 18 – 59 —————–
Daily Benefit 2,000 5,000 10,000
Annual Premium 2,200 5,500 1,100
Payment Gateway Talk to our Financial Advisor Nav Need Analysis Calculator